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Terms of Service

Last updated: December 28, 2025

1. Acceptance of Terms

By downloading, accessing, or using the StockGenie mobile application ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. Not Financial Advice

StockGenie provides AI-generated stock market analysis for informational purposes only. We are not financial advisors. The information provided, including daily stock picks, does not constitute investment advice, financial planning, or a recommendation to buy or sell any security. You should conduct your own research and consult with a licensed professional before making any financial decisions. Investing in the stock market involves significant risk, and you may lose your entire investment.

3. Accuracy of Information

While our AI models process real-time market data from reputable sources, we cannot guarantee the accuracy, completeness, or timeliness of the information provided. Market conditions change rapidly, and past performance is never a guarantee of future results.

4. Abuse and Fair Use

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, or overburden our servers. We reserve the right to terminate or restrict access to any user who attempts to scrape our data, reverse-engineer our AI models, or bypass our subscription systems. Any attempt to manipulate the Service or its data is a violation of these terms.

5. Subscriptions and Billing

Premium features are available via a monthly subscription processed through the Apple App Store. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. All billing disputes and refund requests must be handled through Apple. We use RevenueCat to verify subscription status and provide diagnostic support for your account.

6. Limitation of Liability

To the maximum extent permitted by law, FROM AMERICA LLC and StockGenie shall not be liable for any financial losses, data loss, or incidental damages resulting from your use of the Service. You use this application at your own risk.

7. Governing Law

These Terms shall be governed by the laws of the State of Illinois, United States. Any disputes arising from these terms will be resolved in the courts of Illinois.

8. Contact Us

If you have any questions about these Terms, please contact us at StockGenie@fromamerica-llc.com.

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